19 August 2021

  • Share:

Gift receipts – what you need to know

Whether you are buying the new iPhone 12 for a loved one or you’ve received the latest gadget as a gift, you must have proof of ownership for your mobile phone or gadget if you want to get insurance for these devices. Without proof of ownership, you will struggle to get covered and/or make a successful claim. 


What is proof of ownership?

Proof of ownership is any document that shows evidence that you have purchased the mobile phone or gadget. As some items are ‘gifted’ there are different types of proof that you can obtain if you’ve been the lucky recipient of a new device. 


Examples of proof of ownership?

Receipt

Confirmation of your contract from your network provider 

Gift receipt

Confirmation email 

A warranty or guarantee document


Why is it important

When insuring a gadget or mobile phone, proof of ownership is vital as it helps insurers (like us) evidence that you have an insurable interest in the device that you’re insuring (a financial interest). If you are buying a gift for someone, and the gadget is in your name, the person whom you gifted it to won’t be able to claim as they don’t have proof of ownership so a gift receipt is vital. 

You can transfer the ownership once the gift is given, therefore the person using the gadget will have no problem insuring the device and making a claim. If you are buying something for yourself, it is vital to have proof of ownership as it shows your insurance company that the gadget is yours. Without proof, you cannot make a claim. 


What if the company doesn’t offer a gift receipt?

Many insurers do recognise that some retailers (e.g., buying Apple products online) will not provide a named gift receipt, so insurers look for other forms of evidence such as email confirmation, receipt, proof that the device was first registered in the recipient’s name. 

When assessing a claim insurers will also look for, date of first use, proof of usage and proof of login as it helps evidence that you have bought, or you own the mobile phone or gadget and have used it since you incepted your insurance policy. 

Shop directly with us for a discount

Simply enter code DIR-05 into the Discount/Referral code field when purchasing a policy and your price will automatically reduce and you'll see the saving in the premium field. This code will only work if you shop through us directly and not via a comparison website.

Insure Now

Insure the latest mobile phones and gadgets here

iPhone 12 Insurance

iPhone 12

From £5.52 a month

Buy Now

Apple iPad (2020)

From £4.93 a month

Buy now

Samsung Galaxy S21

From £6.24 a month

Buy now

What does our mobile and gadget insurance cover you for?

We have a choice of cover, depending on your needs. Our lowest level of cover looks after you in the UK or abroad for breakdown, loss, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your mobile/gadget down the toilet). In addition, our product range also covers:

Accidental damage

Screen cracks, corner dents etc

Accessories cover

It's not just your mobile or gadget that's covered

Unauthorised call and data usage

Don't get caught out with huge bills

Liquid damage

Includes toilet drops, coffee spills & puddles too

Loss

In case your mobile or gadget gets lost accidentally

Theft

We'll get you a replacement MacBook quickly

Our Customers Love Us

Just take a look at what they say...

We're here to help

Have a question, a query or just want some company - drop us a line - we love to talk!

Email

hello@nextgeninsurance.co.uk

Social Media

Facebook, Instagram & Twitter

Telephone

01206 688097 (Mon-Fri 9am-5pm)

Check out some of our recent blogs

View more articles

blog: Apple September event

blog: Apple September event

10 September 2021
Is the iPhone 13 coming? What about a new Apple Watch? Are we getting another pair of AirPods? Check out our new blog to find out all the rumours for the up-and-coming Apple September Event

Read more

Five top tips for university freshers

Five top tips for university freshers

07 September 2021
Uni is just around the corner so it's time to start getting ready. Here's some of our best advice any fresher needs to hear before starting university. Keep an eye out for a student discount at the end of the blog.

Read more

blog- Gift Receipt

blog- Gift Receipt

19 August 2021
Bought someone a new mobile phone or gadget? Read this blog to find out why gift receipts and transferring ownership is so important when buying insurance

Read more

We use cookies

Welcome! By entering our site, you accept our terms of use, privacy policy, and our use of cookies. Click here to learn more.