18 February 2022

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The Samsung S22 or the iPhone 13? Which one should you choose?

Samsung and Apple are back battling it out at the top of the smartphone table now Samsung has a competitor to the iPhone 13. The Samsung Galaxy S22 series comes out at the start of March and it's available to pre-order here. We take a look at the key features between the iPhone 13 and the Samsung Galaxy S22 to try and help you decide which one you should buy.

The Samsung S22 or the iPhone 13? Which one should you choose?


The Samsung S22 series and the iPhone 13 series are fairly similar when it comes to price. The base iPhone 13 is £10 more expensive than the base model for the Samsung Galaxy S22 at £779. As the size of the device increases so does the price, with both the Samsung Galaxy S22+ and the iPhone 13 Pro costing £949. If you want to go all out and get the biggest model of the new phones, Samsung is the most expensive. The Galaxy S22 Ultra will cost you £1,149 while the iPhone 13 Pro Max starts from £1,049. The iPhone 13 has the cheapest phone in the set as the iPhone 13 Mini comes in at £679.


The ability of your phone's charging and battery life is important. You want a phone that will charge quickly and last a long time. The Samsung S22 milliamps hours may be down from the Galaxy S21 to 3,700mAh, but the S22 series has a battery life that lasts over 24 hours as it intelligently sees and adapts to how you use your phone, giving you optimal battery charge. Moreover, the Samsung S22 series will have an improved life cycle to help reduce waste. The iPhone 13 has a battery capability of 3,227mAh, which is less than the Galaxy S22. Apple claims you get up to 2.5 hours more battery life on the iPhone 13 as well as 55 hours of audio playback, 17 hours of video playback and 13 hours of streamed video playback. With the Apple iPhone 13, you can achieve 50% charge within 30-minutes.

The Samsung S22 or the iPhone 13? Which one should you choose?


The iPhone 13 has a Super-bright, Super-colourful, Super-sharp display. The OLED display helps get your phone 28% brighter meaning the screen is easier to see in sunlight. The Cinema-standard wide colour gamut allows for superb colour accuracy and a natural-looking screen. Lastly, the Super Retina XDR has an ultra-high pixel density, so your photos and videos come out extra sharp. Struggling to see your screen on a bright day is a thing of the past with the Galaxy S22 as the Dynamic AMOLED 2X display is perfect for light outdoor activities. The Galaxy S22 has an FHD resolution and an impressive 120Hz refresh rate. The Vision Booster technology within the S22 adjusts the display to the light around you which helps enhance colour contrast.

Pen capability

The Samsung Galaxy S22 Ultra 5G has taken up the responsibility of giving a home to the S Pen. The S22 Ultra 5G S Pen allows for 60% lower latency so you can write and draw effortlessly on one of the largest screens a Samsung phone has ever had. You can’t use the S Pen with the Samsung Galaxy S22 and S22 + and there is a special S Pen that only works for Galaxy Z Flip3 so the S22 Ultra S Pen is specifically for this model. See the S Pen in action alongside the S22 Ultra 5G in Samsung’s video here.

The Samsung S22 or the iPhone 13? Which one should you choose?


Each year Samsung and Apple improve the capability of their cameras. Both Samsung and Apple devices have upgraded the night-time performance in their new models. The S22 Ultra is built with a 2.4um pixel sensor, enabling the camera’s lenses to capture more light and data. You can also get 100x closer to the action with the S22 Ultra’s zooming capabilities. Whereas the iPhone's new Ultra-Wide camera captures 47% more light while also sensing low light scenes and automatically adjusting to taking brighter photos.

The iPhone 13 front camera has many of the features included in the back camera, such as cinematic mode, portrait mode which blurs the background leaving you as the centrepiece of the photo, Dolby Vision HDR recording, Smart HDR 4 which recognises four people in one picture and, Deep Fusion which works great in medium to low light settings. 

The Samsung S22 series have a 50MP main camera, 10MP tele-lens, and 12MP ultra-wide lens, while the Auto Framing detects and tracks up to 10 people and automatically adjusts your camera’s focus so you can capture many people clearly in your pictures.

The Samsung S22 or the iPhone 13? Which one should you choose?


If you thought the Samsung Galaxy’s S21 chip was fast, then the Galaxy S22 series knocks its predecessor out the park as the 4nm processor is the fastest chip in any Samsung device to date. Also built with the Exynos 2200, the Samsung Galaxy S22 series allows for a top of the range gaming experience as you can play games for longer. Exynos 2200 improves the Al performance allowing for a smarter phone.

The A-15 Bionic chip that lives in the iPhone 13 series is one of the most impressive chips in a smartphone ever. The chip helps deliver a longer battery life while the Secure Enclave looks after your info and your Face ID. Apple is boasting the A-15 Bionic chip’s CPU performance is 50x faster than its competition while the graphics are also 30% faster.


This is a short one, both the iPhone 13 and the Samsung Galaxy S22 have 5G capability. Therefore, whichever phone you big you'll be able to browse social media and stream your favourite shows at high speeds.

The Samsung S22 or the iPhone 13? Which one should you choose?

Impact on the environment 

Samsung and Apple are trying to reduce their impact on the environment with their devices. Both companies are working towards being carbon neutral by 2030.

The Samsung S22 series is doing its part to reduce plastic pollution in our oceans. Samsung help recovers old fishing nets and turns them into a high-performance material for their smartphone. The speaker uses post-consumer recycled material. Samsung also used 100% recycled paper for the packaging and each smartphone case is made from a UL-certified eco-conscious (e.g. consumer plastics and bio-based substances).

You can find out more about Samsung’s environmental efforts here.

Apple is 100% committed to using 100% recycled materials. Apple’s goal is to source all their valuable resources from renewable and recycled alternatives but currently are only able to use 100% recycled gold, magnets and tin. The iPhone 13 packaging uses 90% less plastic than the iPhone 6, which has helped 2.6 million tonnes of mined rock equivalent to be saved, as well as 600 tones of plastic. 

You can find out more about Apple’s environmental push here.

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What does our mobile and gadget insurance cover you for?

We have a choice of cover, depending on your needs. Our lowest level of cover looks after you in the UK or abroad for breakdown, loss, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your mobile/gadget down the toilet). In addition, our product range also covers:

Accidental Damage

Screen cracks

Accessories Cover

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Unauthorised Call/Data Usage

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Liquid Damage

Toilet drops, coffee spills and puddles too

Loss (mobile only)

In case your gadget gets accidentally lost


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Why NextGen gadget & mobile phone insurance?

5 great reasons to purchase from NextGen

1) A choice of 3 levels of cover - so you can pick the cover that's right for you and only pay for the protection you want!

2) Products including cover for drops, spills, loss (cover restrictions apply), theft, mechanical breakdown and worldwide cover for your mobile phone or gadget.

3) 5* reviews on Feefo - take a look at what our customers say about us. We're ready to help you when you need us, and we're really proud of the service we provide.

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Frequently Asked Questions

We have a choice of cover so that you can find the level of insurance that meets your needs. Our Essential level of cover looks after you in the UK or abroad for breakdown, loss, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your mobile/gadget down the toilet). In addition, we have other levels of cover that insure you against unauthorised calls and includes mobile/gadget accessories cover, extended cover abroad (365 days a year) and liquid damage. 

While you’ve probably got a 12 months manufacturer’s warranty this only covers you for mechanical breakdown. Our gadget and mobile phone insurance includes cover for cracked screens, liquid damage, accidental damage, loss and theft. Once your 12-month warranty is up, we cover mechanical breakdown too!

Your gadget or mobile phone might be covered under your home insurance but the cover is unlikely to cover all of your needs and could leave you without a mobile phone or gadget for a considerable amount of time (home insurance claims can take a while to resolve). 

Home insurance isn’t designed with your mobile or gadget in mind, so is unlikely to cover you for fraudulent use or unauthorised calls. Furthermore, if you claim on your home insurance, the excess you may be required to pay could be higher than the cost of having a separate gadget or mobile phone insurance. Naturally, your contents insurance premium may then increase when your policy comes to renewal, due to the claim you made.

Please make sure you view the benefits and cover of each gadget or mobile phone insurance policy before you make a decision. If you’re not sure, give us a call and we’ll help explain our cover options further.

You can pay for your policy annually or monthly on our Premium & Ultimate products and annually only on our Essential cover. For monthly payable policies we set up a subscription for the monthly instalments and the premium will be taken from the bank card you use to purchase your insurance and pay your first premium. 

If you have a preferred day on which you would like payment to be taken be sure to start your policy from that day of the month. We are not able to change payment collection days once the policy is active because the payment date directly aligns with the policy cover period.

To make changes to your personal details, including your payment details, head over to the NextGen Customer Area. You don’t need a password to log in, just enter your mobile number or email address and we will send you a 6-digit pin. 

If you want to change your gadget or mobile phone, please email the details of the new gadget to hello@nextgeninsurance.co.uk and we will consider the request and calculate any change in premium and get right back to you. 

Unfortunately, we’re unable to process change of payment collection date requests. 

Yes, your gadget or mobile phone must be have been purchased in the UK. You can insure gadgets or mobiles that you have purchased from network providers, direct from manufacturers or a high street store.

If you purchase your gadget or mobile as a refurbished device, it must have at least a 12-month warranty.

Our Essential policy only insures refurbished gadgets that are purchased directly from network providers or manufacturers. This clause does not apply to our Premium & Ultimate products.

We offer cover for a large range of gadgets including, but not limited to smartphones, laptops, Macbooks, tablets and smartwatches. We’re always adding new gadgets to our list, if you can’t find your gadget, get in touch on hello@nextgeninsurance.co.uk

We can insure the gadget or mobile phone that belongs to you or your immediate family, as long as they live at the same address as you. By ‘immediate family’ we mean your Mother, Father, Son, Daughter and spouse. 

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