Check out why you're better off with Nextgen

Excess

Excess

Do you know what yours is?

Claims

Claims

Are you actually covered?

Evidence

Evidence

Do you know you may need to provide some?

Them

Other Insurers have complex excess levels, some increasing on claim 2, 3 and so on. The thing is, they don't make this clear when you purchase your cover - cheeky.

Some products will cover you for only £350, £500 & £1000 in any 1 year. So, imagine you need to claim more than once but you've already reached your limit.....

Some providers ask for evidence of the health of the phone, shortly after policy purchase to prevent fraud. If it's not provided in time you're likely not covered. Ouch...

Us

We have just one level of insurance excess, irrespective of the number of claims. This way you know where you stand, as you should.

We're clear. On Essentials you're covered for 2 claims and on Premium & Ultimate you're covered for an unlimited number of claims.

We don't ask for this evidence unless you make a claim. We have robust fraud procedures in place at claim stage so we can catch the fraudsters.

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