We hope our handy guide helps you answer that all important question
Could you afford to simply replace a lost, stolen or damaged mobile/gadget out of your own pocket?
Is it worth insuring? Could you be without it?
If your gadget is an integral part of your life you may wish to get cover that ensures you’re back up and running as soon as possible
It's not just your mobile or gadget that's covered
In case you lose your phone accidentally (cover restrictions apply)
Includes toilet drops, coffee spills & puddles too
Screen cracks
Don't be caught out with huge bills
We'll get a replacement phone to you quickly
You must report your mobile/gadget missing as soon as possible. Reporting it within 24-48 hours is important to ensure you are covered.
As with anything, you should always check that the cover and benefits are good value for money and you should always shop around.
Do remember, value isn’t always just price, it’s cover, benefits, service, peace of mind and knowing who’s got your back when you need it most.
You might well be covered under your home insurance and the benefit is, it’s probably included in the premium you’re paying already!
However, if you claim on your home insurance the excess could be higher than insuring with a mobile/gadget insurer and your contents insurance premium, as a whole, may increase when your policy comes to renewal.
Consider also the claim, if you have to make one, home insurance claims can often be quite labour intensive and take some time, can you afford to be without your mobile/gadget for that long?
Because it’s home insurance and not a mobile/gadget insurance specialist provider you might not have the level of protection that you need, for example, fraudulent use or unauthorised calls.
Please make sure you view the benefits and cover of each product before you make a decision. If you’re not sure, give us a call on 01206 688097 and we’ll help explain our cover options further.
