Exclusive discounts just for you!

Here at NextGen Insurance we are delighted to welcome our friends from BG Insurance to our website. NextGen Insurance is a mobile phone and gadget insurance company who offer top of the range insurance cover for your devices at some of the best prices available anywhere in the country.

We have partnered with BG Insurance to offer their customers a great discount on their mobile phone or gadget insurance. SAVE £10 off your insurance when you use the code BG10.

To take out insurance cover now, simply click below. Or, why not continue reading about the comprehensive levels of cover and service that we provide.

What does our mobile phone and gadget insurance cover you for?

We have a choice of cover, depending on your needs. Our lowest level of cover looks after you in the UK or abroad for breakdown, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your gadget down the toilet). In addition, our product range also covers:

Accidental damage

Screen cracks, corner dents etc

Mobile phone and gadget accessories cover

It's not just your mobile phone or gadget that's covered

Unauthorised call and data usage

Don't get caught out with huge bills

Liquid damage

Includes toilet drops, coffee spills & puddles too


In case your mobile phone or gadget gets lost accidentally (Ultimate cover only)


We'll get you a replacement mobile phone or gadget quickly

Why home and travel insurance might not have you covered

Your gadget or mobile phone might be covered under your home insurance, but the cover is unlikely to provide you with the protection that you need outside of the house.

If you make a claim on your home insurance, the excess you need to pay could be more than it would be under a specific mobile phone or gadget insurance policy. Additionally, any claim may result in an increase to your whole contents insurance policy premium at renewal, all as a result of a relatively minor claim.

Travel insurance could offer your device protection, and with most you'll have to bolt the cover on to your travel insurance policy and like home insurance cover, it may not be enough.

With a specific mobile phone or gadget insurance policy, you can be covered for all potential claims (loss, theft, accidental and liquid damage, worldwide cover and more) and at a cheaper price.

Don't wait for a disaster...

Insure your Apple AirPods Max today

Insure now

Simple insurance, great prices and amazing service

iPhone 13 Insurance

iPhone 13

From £5.03 per month

Buy Now

Samsung Galaxy Z Flip 3 insurance

Samsung Galaxy Z Flip 3 128 GB

From £5.87 per month

Buy now

iPad 2021 insurance from £4.93 per month

iPad (2021)

From £4.93 per month

Buy now

Google Pixel 6 Insurance

Google Pixel 6 Insurance

From £5.40 per month

Insure Now

Macbook Pro 13" M1 Chip 256GB SSD (2021)

From £6.52 per month

Insure Now

Third-Generation AirPods Insurance

Third-Generation AirPods

From £3.25 per month

Buy Now

Brilliant gadget insurance

insure your gadget with Next Gen

Save time & money

Insurance made simple

Claim free rewards

Goodies and giveaways

Apple swap out

No easier way to claim

Our Customers Love Us

Just take a look at what they say...

Why NextGen Insurance?

5 great reasons to purchase from NextGen

1) A choice of 3 levels of cover - with 2 different UK Insurers, so you can pick mobile phone or gadget cover that's right for you and only pay for the protection you want

2) 5* rated product including cover for drops, spills, loss (Ultimate cover only), theft, mechanical breakdown and worldwide cover for your mobile phone or gadget.

3) 5* reviews on Feefo - take a look at what our customers say about us. We're ready to help you when you need us, and we're really proud of the service we provide.

4) Cashpot - you have the ability to earn cash, when you or your family/friends use your unique referral code and there's no limit to what you can earn. Furthermore, you'll be helping to protect our planet for the next generation, as each time your code is used, we'll make a donation to Friends of the Earth.

5) You're in control - using our online, password-free, self-service customer area. You can view and access your policy documents, withdraw cash, register a claim or contact us whenever you want to.

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