What does our iPhone insurance cover you for?

We have a choice of mobile phone insurance covers, Essential, Premium & Ultimate. All of our products cover you as standard for loss, theft, accidental damage and liquid damage, we've got you covered when you need it most. In addition, our product range also covers:

Accidental damage

Screen cracks, corner dents etc

iPhone accessories cover

It's not just your mobile that's covered

Liquid damage

Includes toilet drops, coffee spills & puddles too

Unauthorised call & data use

Don't be caught out with huge bills


In case you lose your iPhone accidentally


We'll get a replacement phone to you quickly

New iPhone 12

The Next Gen of iPhone, deserves NextGen insurance!

Find Out More...

Cover for your iPhone

Protection that AppleCare doesn't offer

Did you know that AppleCare doesn't include cover for theft, loss & fraudulent call or data cover? Did you know you can only make 2 screen damage claims in a two year period?

We have a range of iPhone insurance cover options to protect your precious device. These include; accidental loss, liquid damage (yes that includes the toilet!), theft, mechanical breakdown and fraudulent call cover, as well as worldwide use.

The iPhone is by no means a cheap device to buy and you're here because you need help should the worst happen. Our iPhone insurance gives you peace of mind in case anything goes wrong. With our Apple Swap-Out option should you need to claim, claiming couldn't be easier either. The best thing - it’s really affordable! You can pay annually or monthly, your choice.

Shop directly with us for a discount

Simply enter code DIR-05 into the Discount/Referral code box when purchasing a policy and your price will automatically reduce and you'll see the saving in the premium field. This code will only work if you shop through us directly and not via a comparison website.

Buy now

Low Monthly Prices for iPhone Insurance

iPhone 11 insurance image 1

iPhone 11 64GB

From £5.39 a month

Buy Now

iPhone XR insurance image 1

iPhone XR 64GB

From £5.40 a month

Buy Now

iPhone XS 64GB

From £5.77 a month

Buy Now

Why NextGen iPhone Insurance?

5 great reasons to purchase from NextGen

1) A choice of 3 levels of cover - with 2 different UK Insurers, so you can pick iPhone cover that's right for you and only pay for the protection you want

2) 5* Defaqto rated product including cover for drops, spills, loss, theft, mechanical breakdown and worldwide cover for your iPhone.

3) 5* reviews on Feefo - take a look at what our customers say about us. We're ready to help you when you need us, and we're really proud of the service we provide.

4) Cashpot - you have the ability to earn cash, when you or your family/friends use your unique referral code and there's no limit to what you can earn. Furthermore, you'll be helping to protect our planet for the next generation, as each time your code is used, we'll make a donation to Friends of the Earth.

5) You're in control - using our online, password-free, self-service customer area. You can view and access your policy documents, withdraw cash, register a claim or contact us whenever you want to.

Our Customers Love Us!

Just take a look at what they say...

Frequently Asked Questions

While you’ve probably got a 12 months manufacturer’s warranty this only covers you for mechanical breakdown. Our gadget and mobile phone insurance includes cover for cracked screens, liquid damage, accidental damage, loss and theft. Once your 12 month warranty is up, we cover mechanical breakdown too!

We have a choice of cover for your iPhone, so that you can find the level of insurance that meets your needs. Our Essential level of cover looks after you in the UK or abroad for breakdown, loss, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your mobile/gadget down the toilet). In addition, we have other levels of cover that insures you against unauthorised calls and includes mobile/gadget accessories cover, extended cover abroad (365 days a year) and liquid damage. 

Your iPhone might be covered under your home insurance but the cover is unlikely to cover all of your needs and could leave you without a mobile phone or gadget for a considerable amount of time as home insurance claims can take a while to resolve. 

You can pay for your policy annually or monthly (except for our Essentials cover). For monthly payable policies we set up a subscription for the monthly instalments and the premium will be taken from the bank card you provide to us. 

If you have a preferred day in which you would like payment to be taken be sure to start your policy from that day of the month. We are not able to change payment collection days once the policy is active because the payment date directly aligns with the policy cover periods.

Yes, your iPhone must be have been purchased in the UK. You can insure iPhones that you have purchased from network providers, direct from manufacturers or a high street store.

If you purchase your iPhone as a refurbished device, it must have at least a 12 month warranty.

Our Essential policy only insures refurbished iPhones that are purchased directly from network providers or manufacturers. This clause does not apply to our Premium & Ultimate products. 

For our Premium & Ultimate products, your iPhone must be under 12 months old when you insure it with us. Our Essential policy does allows iPhones up to 36 months old.

If you renew your policy with us the age of the iPhone at renewal is not a factor.

Next Generation Insurance (NextGen) is an insurance intermediary. We sell and administer gadget and mobile phone insurance products on behalf of insurance companies.

We only work with A Rated Insurers, which means your cover and any claims are protected. The underwriters that we work with are Axa Insurance (Premium & Ultimate products) or Zenith (Essential product).

We can insure the iPhone that belongs to you, or your immediate family as long as they live at the same address as you. By ‘immediate family’ we mean your Mother, Father, Son, Daughter and spouse. 

Check out some of our recent blogs

View more articles

Blog: Euro 2020 discounts

Blog: Euro 2020 discounts

10 June 2021
Everyone wants England to do well this summer. Here at NextGen we want to make those Euro 2020 games that bit more exciting so with every England win, we'll add a brand new discount

Read more

Blog: Euro 2020 giveaway

Blog: Euro 2020 giveaway

04 June 2021
It's giveaway time! Want to win a £100 Amazon voucher this summer, check out our blog to see how the England football team can help you win big this summer in our Euro 2020 competition

Read more

blog- The new iPad Pro 2021, iMac 2021 and AirTags

blog- The new iPad Pro 2021, iMac 2021 and AirTags

21 April 2021
Apple have finally announced their first set of new products for 2021. Read here to find out all aboutiPad Pro 2021, iMac 2021 and the brand new AirTag

Read more

We use cookies

Welcome! By entering our site, you accept our terms of use, privacy policy, and our use of cookies. Click here to learn more.