What does our iPhone 12 insurance cover you for?

We have a choice of mobile phone insurance covers, Essential, Premium & Ultimate. All of our products cover you as standard for loss, theft, accidental damage and liquid damage, we've got you covered when you need it most. In addition, our product range also covers:

Accidental damage

Screen cracks, corner dents etc

iPhone 12 accessories cover

It's not just your mobile that's covered

Liquid damage

Includes toilet drops, coffee spills & puddles too

Unauthorised call & data use

Don't be caught out with huge bills


In case you lose your iPhone 12 accidentally


We'll get a replacement phone to you quickly

iPhone 12 Mobile Insurance...

From £5.52 a month

Get a Quote Now!

The New iPhone 12 Mobile Phone Range

The new iPhone 12 mobile phone range was launched on Tuesday 13 October and included 4 phone options: the iPhone 12, iPhone 12 Max, iPhone 12 Pro and iPhone 12 Pro Max.

So what's new with the iPhone 12?

Firstly it's probably no surprise to discover that the phones come complete with 5G modems, to bring it more in line with the competitors new products. In addition to the sleek new design, the iPhone 12 mini and iPhone 12 include an A14 Bionic chip, an advanced dual-camera system, and a Super Retina XDR display with the Ceramic Shield front cover. iPhone 12 Pro and Pro Max are the higher-end versions, with 5G and LiDar depth sensing on the Pro Max, they're the most advance phones Apple has ever released.

However, it's not all positive, as the phones don't come equipped with a battery charger or EarPods which could frustrate some customers.

How much will it cost to buy?

The cost of the new iPhone ranges from £699 for the iPhone 12 Mini 64GB to £1099 for the iPhone 12 Pro Max 512GB.

What is the cost of iPhone 12 insurance?

We've worked quickly with our insurance partners to bring the lowest prices for iPhone 12 insurance. We have prices starting from as low as just £5.52 a month for the iPhone 12 Mini 64GB.

Don't wait for a disaster...

Insure your iPhone 12 today

Get a Quote

Cover for your iPhone 12

Protection that AppleCare doesn't offer

So you've got the new iPhone 12? Lucky you!

But you'll want to look after it now, because it's expensive to replace and it looks so much better when it's not smashed into a million pieces.

Did you know that AppleCare doesn't include cover for theft, loss & fraudulent calls/data usage? Did you know you can only make 2 screen damage claims in a two year period?

We will be providing a range of iPhone 12 insurance cover options to protect your precious device. These include; accidental loss, liquid damage (yes that includes the toilet!), theft, mechanical breakdown and fraudulent call cover, as well as worldwide use.

With iPhone 12 insurance from NextGen, you can have peace of mind that no matter what happens to your new iPhone 12, it can be sorted - quickly! The best thing - it's really affordable! You can pay annually or monthly, your choice!

Shop directly with us for a discount

Simply enter code DIR-05 into the Discount/Referral code field when purchasing a policy and your price will automatically reduce and you'll see the saving in the premium field. This code will only work if you shop through us directly and not via a comparison website.

Buy Now!

Low Monthly Prices for iPhone 12 Insurance

iPhone 12

From £5.52 per month

Buy Now

iPhone 12 Mini

From £5.52 per month

Buy Now

iPhone 12 Pro Max

From £6.64 per month

Buy Now

iPhone 12 Pro

From £6.01 per month

Buy Now

Why NextGen iPhone 12 insurance?

5 great reasons to purchase from NextGen

1) A choice of 3 levels of cover for your iPhone 12 - with 2 different UK Insurers, so you can pick the cover that's right for you and only pay for the protection you want

2) 5* rated product including cover for drops, spills, loss, theft, mechanical breakdown and worldwide cover for your iPhone 12.

3) 5* reviews on Feefo - take a look at what our customers say about us. We're ready to help you when you need us, and we're really proud of the service we provide.

4) Cashpot - you have the ability to earn cash when you or your family/friends use your unique referral code and there's no limit to what you can earn. Furthermore, you'll be helping to protect our planet for the next generation, as each time your code is used, we'll make a donation to Friends of the Earth.

5) You're in control - using our online, password-free, self-service customer area. You can view and access your policy documents, withdraw cash, register a claim or contact us whenever you want to.

Our Customers Love Us!

Take a look at what they say about us...

Frequently Asked Questions

While you’ve probably got a 12 months manufacturer’s warranty this only covers you for mechanical breakdown. Our iPhone 12 insurance includes cover for cracked screens, liquid damage, accidental damage, loss and theft., Once your 12 month warranty is up, we cover mechanical breakdown too!

We have a choice of cover, so that you can find the level of insurance that meets your needs. Our Essential level of cover looks after you in the UK or abroad for breakdown, loss, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your mobile/gadget down the toilet). In addition, we have other levels of cover that insures you against unauthorised calls and includes mobile/gadget accessories cover, extended cover abroad (365 days a year) and liquid damage. 

Your iPhone 12 might be covered under your home insurance but the cover is unlikely to cover all of your needs and could leave you without a mobile phone for a considerable amount of time as home insurance claims can take a while to resolve. 

Home insurance isn’t designed with your iPhone 12 in mind, so is unlikely to cover you for fraudulent use or unauthorised calls. Furthermore, if you claim on your home insurance, the excess you may be required to pay could be higher than the cost of having separate mobile phone insurance. Naturally, your contents insurance premium may then increase when your policy comes to renewal, due to the claim you made.

Please make sure you view the benefits and cover of each mobile phone insurance policy before you make a decision. If you’re not sure, give us a call and we’ll help explain our cover options further.

You can pay for your policy annually or monthly (except for our Essentials cover). For monthly payable policies we set up a subscription for the monthly instalments and the premium will be taken from the bank card you provide to us. 

If you have a preferred day in which you would like payment to be taken be sure to start your policy from that day of the month. We are not able to change payment collection days once the policy is active because the payment date directly aligns with the policy cover periods.

Yes, your phone must be have been purchased in the UK. You can insure mobiles that you have purchased from network providers, direct from manufacturers or a high street store.

If you purchase your mobile as a refurbished device, it must have at least a 12 month warranty.

Our Essential policy only insures refurbished gadgets that are purchased directly from network providers or manufacturers. This clause does not apply to our Premium & Ultimate products. 

We cover lots of things, and damage to your new iPhone 12 is one of them. Cracked screens are covered and any damage that stops your iPhone working as it should. However, scratches and dents are just part of wear and tear and are not covered.

Next Generation Insurance (NextGen) is an insurance intermediary (broker) and not an insurance company. We sell and administer gadget and mobile phone insurance products on behalf of insurance companies.

We only work with A Rated Insurers, which means your cover is with reputable insurers. The underwriters that we work with are Axa Insurance (Premium & Ultimate products) or Zenith (Essential product).

We can insure the iPhone 12 that belongs to you, or your immediate family as long as they live at the same address as you. By ‘immediate family’ we mean your Mother, Father, Son, Daughter and spouse. 

Don't Delay...

Get a Quote Today!

Get a Quick Quote

Check out some of our recent blogs

View more articles

blog- The new iPad Pro 2021, iMac 2021 and AirTags

blog- The new iPad Pro 2021, iMac 2021 and AirTags

21 April 2021
Apple have finally announced their first set of new products for 2021. Read here to find out all aboutiPad Pro 2021, iMac 2021 and the brand new AirTag

Read more

Blog- Everything you need to know about the brand-new OnePlus 9, 9 Pro

Blog- Everything you need to know about the brand-new OnePlus 9, 9 Pro

29 March 2021
Find out all about the brand new OnePlus 9 series equipped with some of the best new features any mobile phone has to date

Read more

Blog- The brand new Samsung A52 and A72

Blog- The brand new Samsung A52 and A72

22 March 2021
Samsung have taken another step in making top of the range mobile phones more affordable with their new device the Samsung Galaxy A52 5G and A72

Read more

We use cookies

Welcome! By entering our site, you accept our terms of use, privacy policy, and our use of cookies. Click here to learn more.