Exclusive discounts just for you!

Here at NextGen Insurance we are delighted to welcome our friends from Academy Insurance to our website. NextGen Insurance are a mobile phone and gadget insurance company who offer top of the range insurance cover for your devices at some of the best prices available anywhere in the country.

We have partnered with Academy Insurance to offer their customers a great discount on their mobile phone or gadget insurance. SAVE £10 off your insurance when you use the code NGI-ACAD-10.

To take out insurance cover now, simply click below. Or, why not continue reading about the comprehensive levels of cover and service that we provide.

Don't wait for a disaster....

Click below to insure your mobile phone or gadget!

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What does our mobile phone and gadget insurance cover you for?

We have a choice of cover, depending on your needs. Our lowest level of cover looks after you in the UK or abroad for breakdown, loss, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your mobile/gadget down the toilet). In addition, our product range also covers:

Accidental damage

Screen cracks, corner dents etc

Mobile phone and gadget accessories cover

It's not just your mobile phone or gadget that's covered

Unauthorised call and data usage

Don't get caught out with huge bills

Liquid damage

Includes toilet drops, coffee spills & puddles too

Loss

In case your mobile phone or gadget gets lost accidentally

Theft

We'll get you a replacement mobile phone or gadget quickly

Why home and travel insurance might not have you covered

Your gadget or mobile phone might be covered under your home insurance, but the cover is unlikely to provide you with the protection that you need outside of the house.

If you make a claim on your home insurance, the excess you need to pay could be more than it would be under a specific mobile phone or gadget insurance policy. Additionally, any claim may result in an increase to your whole contents insurance policy premium at renewal, all as a result of a relatively minor claim.

Travel insurance could offer your device protection, and with most you'll have to bolt the cover on to your travel insurance policy and like home insurance cover, it may not be enough.

With a specific mobile phone or gadget insurance policy, you can be covered for all potential claims (loss, theft, accidental and liquid damage, worldwide cover and more) and at a cheaper price.

Simple insurance, great prices and amazing service

iPhone 12

From £67.18 annually or £5.59 Monthly

Buy Now

Apple iPad (2020)

From £60.46 annually or £5.00 Monthly

Buy now

Samsung Galaxy s20 Ultra

From £71.66 Annually or £5.97 Monthly

Buy now

Brilliant gadget insurance

insure your gadget with Next Gen in partnership with Academy Insurance

Save time & money

Insurance made simple

Claim free rewards

Goodies and giveaways

Apple swap out

No easier way to claim

Our Customers Love Us

Just take a look at what they say...


Why NextGen Insurance?

5 great reasons to purchase from NextGen

1) A choice of 3 levels of cover - with 2 different UK Insurers, so you can pick mobile phone or gadget cover that's right for you and only pay for the protection you want

2) 5* rated product including cover for drops, spills, loss, theft, mechanical breakdown and worldwide cover for your mobile phone or gadget.

3) 5* reviews on Feefo - take a look at what our customers say about us. We're ready to help you when you need us, and we're really proud of the service we provide.

4) Cashpot - you have the ability to earn cash, when you or your family/friends use your unique referral code and there's no limit to what you can earn. Furthermore, you'll be helping to protect our planet for the next generation, as each time your code is used, we'll make a donation to Friends of the Earth.

5) You're in control - using our online, password-free, self-service customer area. You can view and access your policy documents, withdraw cash, register a claim or contact us whenever you want to.

Frequently Asked Questions

While you’ve probably got a 12 months manufacturer’s warranty this only covers you for mechanical breakdown. Our gadget and mobile phone insurance includes cover for cracked screens, liquid damage, accidental damage, loss and theft. Once your 12 month warranty is up, we cover mechanical breakdown too!

We have a choice of cover, so that you can find the level of insurance that meets your needs. Our Essential level of cover looks after you in the UK or abroad for breakdown, loss, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your mobile/gadget down the toilet). In addition, we have other levels of cover that insures you against unauthorised calls and includes mobile/gadget accessories cover, extended cover abroad (365 days a year) and liquid damage. 

Your mobile phone or gadget might be covered under your home insurance but the cover is unlikely to cover all of your needs and could leave you without a mobile phone or gadget for a considerable amount of time as home insurance claims can take a while to resolve. 

Home insurance isn’t designed with your mobile or gadget in mind, so is unlikely to cover you for fraudulent use or unauthorised calls. Furthermore, if you claim on your home insurance, the excess you may be required to pay could be higher than the cost of having separate gadget or mobile phone insurance. Naturally, your contents insurance premium may then increase when your policy comes to renewal, due to the claim you made.

Please make sure you view the benefits and cover of each gadget or mobile phone insurance policy before you make a decision. If you’re not sure, give us a call and we’ll help explain our cover options further.

You can pay for your policy annually or monthly (except for our Essentials cover). For monthly payable policies we set up a subscription for the monthly instalments and the premium will be taken from the bank card you provide to us. 

If you have a preferred day in which you would like payment to be taken be sure to start your policy from that day of the month. We are not able to change payment collection days once the policy is active because the payment date directly aligns with the policy cover periods.

Yes, your mobile phone or gadget must be have been purchased in the UK. You can insure an device that you have purchased from network providers, direct from manufacturers or a high street store.

If you purchase your device as a refurbished device, it must have at least a 12 month warranty.

Our Essential policy only insures refurbished devices that are purchased directly from network providers or manufacturers. This clause does not apply to our Premium & Ultimate products.

For our Premium & Ultimate products, your mobile phone or gadget must be under 12 months old when you insure it with us. Our Essential policy does allows mobile phone or devices up to 36 months old.

If you renew your policy with us the age of the mobile phone or gadget at renewal is not a factor.

Next Generation Insurance (NextGen) is an insurance intermediary. We sell and administer gadget and mobile phone insurance products on behalf of insurance companies.

We only work with A Rated Insurers, which means your cover and any claims are protected. The underwriters that we work with are Axa Insurance (Premium & Ultimate products) or Zenith (Essential product).

We can insure the mobile phone or gadget that belongs to you, or your immediate family as long as they live at the same address as you. By ‘immediate family’ we mean your Mother, Father, Son, Daughter and spouse. 

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