What does our mobile phone insurance cover you for?

Accidental damage

Accidental damage

Screen cracks

Mobile phone accessories cover

Mobile phone accessories cover

It's not just your mobile that's covered

Liquid damage

Liquid damage

Includes toilet drops, coffee spills & puddles too

Unauthorised call & data use

Unauthorised call & data use

Don't be caught out with huge bills

Loss

Loss

In case you lose your phone accidentally (cover restrictions apply)

Theft

Theft

We'll get a replacement phone to you quickly

Do I need mobile phone insurance?

How much did your mobile phone cost?

How much did your mobile phone cost?

Is it worth insuring? Could you be without it?

Do you rely on your mobile daily?

Do you rely on your mobile daily?

You may wish to get cover that ensures you’re back up and running as soon as possible.

Look at These Low Mobile Phone Essentials Insurance Prices

iPhone 15 mobile phone insurance

iPhone 15

From £5.87 per month


Buy now

Samsung S23 Insurance

Samsung Galaxy S23

From £4.77 per month


Buy now

Google Pixel 8 Insurance

Google Pixel 8

From Just £6.09 a month


Buy now

Google Pixel 6 mobile phone insurance

Google Pixel 7

From £5.56 per month

Buy now

Samsung Galaxy Z Flip 5 insurance

Samsung Galaxy Z Flip 5

From £8.80 per month

Buy now

5 gold stars to represent customer service from NextGen

Why NextGen Mobile Phone Insurance?

5 great reasons to purchase phone insurance from NextGen

1) We off a choice of 3 levels of cover - with 2 different A-rated UK Insurers, so you can pick a cover that's right for you and only pay for the mobile phone protection you want and need.

2) Products including cover for drops, spills, loss (cover restrictions apply), theft, mechanical breakdown and worldwide cover for your mobile phone or gadget.

3) Check out our 5* reviews on Feefo - look at what our mobile insurance customers say about us. We're ready to help you when you need us, and we're really proud of the service we provide.

4) Earn, save or withdraw from your Cashpot - you have the ability to earn cash when your family/friends use your unique referral code to buy mobile phone insurance... and there's no limit to what you can earn. We'll also make a donation to Friends of the Earth every time.

5) As it should be - you're in control. Using our online, password-free, self-service customer area, you can view and access your phone insurance policy documents, withdraw cash, register a claim and contact us whenever you want to.

Our Customers Love Us!

Take a look at what they say about us...

What's in it for you?

Save Time & Money

Save Time & Money

Insurance made simple

Rewards & Cashback

Rewards & Cashback

Earn cash using our referral scheme

Great customer service

Great customer service

We're here for you 24/7

Frequently Asked Questions

We have a choice of cover, so that you can find the level of mobile phone insurance that meets your needs. Our Essential level of cover looks after you in the UK or abroad for breakdown, loss, theft, fraudulent use and accidental damage (yes, that includes cracked screens and dropping your mobile down the toilet). In addition, we have other levels of mobile phone insurance that covers you against unauthorised calls and includes mobile accessories cover, extended cover abroad (365 days a year) and liquid damage.

While you’ve probably got a 12 months manufacturer’s warranty, this only covers you for mechanical breakdown. Our mobile phone insurance includes cover for cracked screens, liquid damage, accidental damage, loss and theft., Once your 12 month warranty is up, we cover mechanical breakdown too!

Your mobile phone might be covered under your home insurance but the cover is unlikely to cover all of your needs and could leave you without a mobile phone for a considerable amount of time as home insurance claims can take a while to resolve. 

Home insurance isn’t designed with your mobile in mind, so is unlikely to cover you for fraudulent use or unauthorised calls. Furthermore, if you claim on your home insurance, the excess you may be required to pay could be higher than the cost of having separate mobile phone insurance. Naturally, your contents insurance premium may then increase when your policy comes to renewal, due to the claim you made.

Please make sure you view the benefits and cover of each mobile phone insurance policy before you make a decision. If you’re not sure, give us a call and we’ll help explain our cover options further.

Next Generation Insurance (NextGen) is an insurance intermediary (broker) and not an insurance company. We sell and administer gadget and mobile phone insurance products on behalf of insurance companies.

We only work with A Rated Insurers, which means that your insurance is with a reputable company. The underwriters that we work with are Axa Insurance (Premium & Ultimate products) and Zenith (Essential product).

You can pay for your policy annually or monthly on our Premium & Ultimate products and annually only on our Essential cover. For monthly payable policies we set up a subscription for the monthly instalments and the premium will be taken from the bank card you use to purchase your insurance policy, don't worry, these can be changed/amended at any time.

If you have a preferred day in which you would like payment to be taken, be sure to start your mobile phone insurance policy from that day of the month. We are not able to change payment collection days once the mobile phone insurance policy is active because the payment date directly aligns with the policy cover periods.

Yes, your mobile phone must be have been purchased in the UK. We can provide mobile phone insurance for mobile phones that you have purchased from network providers, direct from manufacturers or a high street store.

If you purchase your mobile phone as a refurbished device, it must have at least a 12 month warranty.. 

We can insure a mobile phone that belongs to you and your immediate family, as long as they live at the same address as you. By ‘immediate family’ we mean your Mother, Father, Son, Daughter and spouse. 

You need to make sure your mobile phone is safe and secure at all times. If you leave it unattended it should be locked up, out of sight or left with someone you trust. Failure to be sure that your device is safe could mean your mobile phone insurance claim is declined.

If you knowingly leave your mobile where others can see it and you can’t, and your mobile is then lost or stolen, we may not pay your mobile phone insurance claim. 

We will always take into account the individual circumstances, however, we’d expect you to take good care of your mobile at all times. 

Mobile phones are worth a lot of money so we’d expect appropriate precautions to be taken to protect them at all times. For example, if you were sat in a coffee shop and needed to nip to order another drink or to the toilet, you couldn’t reasonably expect to leave your mobile on a table unattended, and for it to still be there when you return. Just think of your mobile as a bundle of cash, we’re pretty sure you wouldn’t leave that unattended either. 

Check out some of our recent blogs

View more articles

Everything you need to know about the iPhone SE 3 and the iPad Air 2022

Everything you need to know about the iPhone SE 3 and the iPad Air 2022

07 March 2022

Where can I buy the new iPhone SE? When can I buy the iPad Air 2022? How much will these devices cost? Find out everything you need to know here

The iPhone SE 3 and the iPad Air is coming sooner than you’d expect

The iPhone SE 3 and the iPad Air is coming sooner than you’d expect

03 March 2022

You aren’t going to have to wait long for Apple’s next smartphone as the iPhone SE 3 is expected to be announced in the up-and-coming Apple event on the 8th of March.

Samsung S22 or iPhone 13? Which one should you choose?

Samsung S22 or iPhone 13? Which one should you choose?

18 February 2022

Price, display, impact on the environment, camera quality, charging ability. Everything you need to know when deciding between the iPhone 13 and the Samsung Galaxy S22

Mobile Phone Insurance Mobile Insurance Phone Insurance Cheap Phone Insurance Affordable Phone Insurance iPhone Insurance Samsung Insurance Huawei Insurance OnePlus Insurance Phone insurance for students mobile phone insurance for students phone insurance for holiday Phone Insurance Against theft Phone Insurance Against lose Phone Insurance Against accidental damage Black Friday 2021 Black Friday Discount Black Friday sale Cyber Monday Cyber Monday 2021
Welcome! By entering our site, you accept our terms of use, privacy policy, and our use of cookies. Click here to learn more.